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Understand Stripe payment processing and timing

Written by Naomi Sherman

Stripe confirmation, verification and bank payouts are different steps. Check the actual transaction before deciding what to do next.

Cards and customer action

Cards can give a prompt result, but an attempt may require authentication or another customer action. Opening checkout is not a completed payment.

Bank payments

ACH and other supported bank methods can take time to verify and process. Follow the instructions and estimate for that attempt. Do not promise the same completion time for all bank or buy-now-pay-later methods.

Payouts

A successful payment may appear before the money reaches your business bank account. Check Stripe transaction and payout information separately.

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